---
title: "What are Pre-Paid charges?"
description: "Find out what counts as a pre-paid travel expense, including car hire, accommodation, excursions and sports-related costs."
url: https://travel-faqs.coverforyou.com/en/articles/85-what-are-pre-paid-charges
collection: "Policy Definitions"
updated: 2026-10-28
language: en
---

# What are Pre-Paid charges?

Find out what counts as a pre-paid travel expense, including car hire, accommodation, excursions and sports-related costs.

**Pre-paid charges** are costs you have paid, or are contracted to pay, before travelling.

These can include:

-   Car hire and car parking.
    
-   Airport accommodation and airport lounge access.
    
-   Kennel and cattery fees.
    
-   Pre-booked excursions.
    
-   Golf green fees, ski school fees, lift passes and hired sports equipment.
    

**Sports and activity-related charges** are only covered where your policy covers the relevant activity.

In particular:

-   **Winter Sports cover** is required for ski school fees, lift passes and hired ski equipment.
    
-   **Golf cover** is required for green fees and hired golf equipment.
    

Pre-paid charges may be claimable if you need to cancel or cut short your trip for a covered reason, subject to the relevant policy conditions.

**Important:** All cover is subject to the policy terms, conditions, exclusions, cover limits and any applicable excess.