Your policy covers you to travel to any part of any country in your chosen area of cover, except where the FCDO advises against all, or all but essential travel.
If there is no advice against travelling to your destination, you’ll have full cover, without notifying us, subject to the terms and conditions of your policy.
So long as the FCDO Travel advice was not already advising against travel to your destination when you purchased your policy, or booked your trip then the following applies:
If the FCDO Travel advice changes and in the 21 days prior to your trip, is advising against all, or all but essential travel to your destination. You’ll be covered for unrecoverable cancelation costs, subject to the terms and conditions of your policy.
If the FCDO Travel advice does not change and travel is allowed, you’ll have no cover under our policies if you choose to cancel your trip, or pay to change to a different destination. Our policies do not cover disinclination to travel.
If you are due to transit through a major airport in the region, for example Dubai Airport, Istanbul Airport, Abu Dhabi Airport, Doha Airport, Riyadh Airport or Cairo Airport your cover will apply as normal. There will be no cover if you choose to pay to change your flight to avoid changing flights as originally planned.
If you are transiting through any area where the UK Foreign, Commonwealth & Development Office (FCDO) is advising against all travel or all but essential travel, no cover will apply under your policy.
However, if you are only flying over an affected area and not landing or transiting through a destination where FCDO advice is in place, your cover will remain valid.
