To purchase a CoverForYou travel insurance policy, you must meet the applicable eligibility requirements and policy conditions.
These include requirements relating to your residency, travel plans and medical circumstances.
You must:
Be a permanent UK resident and be registered with a UK GP.
Purchase your policy before your trip has started.
For travel outside the UK, normally start and finish your trip within your home area.
If purchasing a Single Trip policy, select a trip duration of at least 3 days.
We cannot provide cover for a trip that has already started.
You must not travel against the advice of a medical practitioner, or where a medical practitioner would have advised you not to travel had you sought their advice.
The policy does not cover trips where you intend to travel to receive:
Surgery.
Medical treatment.
Investigations.
Elective procedures, including cosmetic surgery.
If you have been referred for investigations at a hospital, clinic or nursing home but have not yet received a diagnosis, cover relating to that undiagnosed condition is excluded under the relevant sections of the policy.
If you are unsure whether your medical circumstances can be covered, please contact us before purchasing.
If you have been diagnosed with a terminal illness, please contact us before purchasing a policy so we can confirm whether we are able to offer cover.
Your policy does not cover circumstances that were already known when you purchased the policy or booked your trip and which could reasonably have been expected to result in a claim.
This can include circumstances that could reasonably be expected to cause you to cancel your trip or return home early.
If you are a permanent resident of Northern Ireland, we may allow you to begin your international journey from an airport in the Republic of Ireland, such as Dublin Airport.
You must still meet all other eligibility requirements and policy conditions.
Please contact our customer service team before purchasing if you are unsure about:
Your residency.
A medical condition or ongoing investigation.
Whether your trip has already started.
Your intended departure point.
Any other eligibility requirement.
It is important to check before purchasing if you are unsure whether the policy is suitable for your circumstances.
Important: All cover is subject to the policy terms, conditions, exclusions, cover limits and any applicable excess.
