CoverForYou offers four main ways to insure the people travelling:
Just Me
Couple
Family
Group
The right option depends on how many people need cover, their ages, whether they live together and the type of policy you are buying.
Just Me is designed for one adult purchasing travel insurance for themselves.
Available with:
Single Trip.
Annual Multi-Trip.
Backpacker.
Couple cover is for two people who have lived together at the same address for at least six months.
You do not need to be married or in a romantic relationship.
This can include, for example:
Partners or spouses.
Friends or housemates.
Relatives.
Both people must meet the applicable eligibility requirements.
Available with:
Single Trip.
Annual Multi-Trip.
Backpacker.
Family cover can insure up to two adults and nine children on one policy.
This can include:
Up to two adults aged 18 or over.
Up to nine children aged 17 or under when the policy is issued.
Eligible stepchildren or foster children.
Category | Age |
|---|---|
Infant | Under 2 |
Child | 2–17 |
Adult | 18 or over |
A child's age is based on their age when the policy is issued.
On an Annual Multi-Trip Family policy, insured adults can travel either together or separately.
Each trip must still meet the policy terms, conditions and maximum trip duration.
Children may be able to travel without another insured adult, provided all relevant legal, airline, border and travel requirements are met.
This can include:
Airline rules for unaccompanied minors.
Parental or guardian consent.
Valid passports and visas.
Any other documentation required for the journey.
The policy will not cover costs arising because required travel documentation or permission was not obtained or produced.
Grandparents and grandchildren may be insured together under an Annual Multi-Trip Family policy, provided the applicable eligibility requirements are met.
Family cover is available with:
Single Trip.
Annual Multi-Trip.
Family cover is not available with Backpacker policies.
Group cover is intended for people travelling together who may not live at the same address or be related.
A Single Trip Group policy can insure up to 11 people.
The group can include adults and children, and the travellers do not need to:
Be related; or
Live at the same address.
An Annual Multi-Trip Group policy can include:
Up to two adults aged 18 or over.
Up to nine children aged 17 or under.
The people insured do not need to be related or live together.
Group cover is also available with Backpacker policies.
Backpacker Group policies are for adults only, so children cannot be included.
Cover type | Who can be insured? | Available policy types |
|---|---|---|
Just Me | One adult | Single Trip, Annual Multi-Trip, Backpacker |
Couple | Two people living together for at least 6 months | Single Trip, Annual Multi-Trip, Backpacker |
Family | Up to 2 adults and 9 children | Single Trip, Annual Multi-Trip |
Group | Up to 11 people, subject to the policy type | Single Trip, Annual Multi-Trip, Backpacker |
If you are unsure which option is right for your travelling party, please contact CoverForYou.
You can also get a travel insurance quote to see the available options.
Important: All cover is subject to the policy terms, conditions, exclusions, cover limits and any applicable excess.
