Am I Eligible for Cover If I Am Living in the UK on a Visa?

Explains the specific eligibility rules and visa expiration requirements for foreign nationals living or working in the UK on a visa.

Q: I am currently residing in the United Kingdom under a visa. Am I eligible to buy a travel insurance policy?

A: Yes, you can purchase a policy while living in the UK on a visa, provided you meet our temporary residency requirements:

  • Main Home Requirement: The UK must be your main, permanent home at the time of purchase. Temporary visitors or foreign nationals working here whose main home remains abroad do not qualify.

  • GP Registration: You must be fully registered with a local UK general practitioner (GP).

  • Visa Expiration Rule: Your current visa must be valid for at least 6 months after your travel insurance policy's expiration date.

Please note: All cover is subject to the policy terms, conditions, exclusions, and any applicable excess.