Will I still be covered after renewal if a close family member becomes ill?
Yes, provided there is no break in cover between your Annual Multi-Trip policies.
If you booked your trip before you became aware of your close family member's illness, and you then renew your Annual Multi-Trip policy without any gap in cover, cancellation or curtailment cover can continue to apply to that trip if their health later deteriorates.
What conditions apply?
For this cover to apply:
The trip must have been booked before you knew about your family member's health issue.
Your Annual Multi-Trip policy must be renewed without a break in cover.
The claim must otherwise meet the terms and conditions of your policy.
This protection applies to trips booked before your family member's diagnosis or before you became aware of the relevant health issue.
Important: All cover is subject to the policy terms, conditions, exclusions, cover limits and any applicable excess.