Winter Sports Cover is an optional upgrade.
It must be shown as purchased on your policy schedule and the additional premium must have been paid.
The activities you plan to take part in must also be covered under the sports and activities section of your policy.
For an Annual Multi-Trip policy, Winter Sports Cover applies for up to 28 days of winter sports activity during the insurance period.
There is no cover under the Winter Sports section for an insured person aged 65 or over.
Cover can apply to accidental loss, theft or damage to:
Your own ski equipment.
Hired ski equipment, subject to the separate limit shown in the Table of Benefits.
The policy can cover the cost of hiring replacement ski equipment if your own equipment is:
Lost.
Stolen.
Damaged.
Temporarily lost in transit for more than 24 hours.
Cover can apply to the unused portion of your ski pack and ski pass following:
An accident.
Bodily injury.
Illness.
Disease.
Cover can apply if skiing facilities at your resort, excluding cross-country skiing, are closed because of:
Lack of snow.
Too much snow.
An avalanche.
This applies only to trips outside the UK during the resort's published ski season.
There is no cover if the closure or impending closure had already been publicly announced when you purchased your insurance or booked your trip, whichever was later.
There is also no cover where transport, compensation or alternative skiing facilities are provided to you.
Cover can apply to reasonable additional room-only accommodation and transport costs if you are delayed by 24 hours or more because of an avalanche or landslide.
There is no cover for ski equipment left unattended.
Equipment stolen from an unattended vehicle is only covered where the policy's security requirements are met, including secure storage and unauthorised access.
Important: All cover is subject to the policy terms, conditions, exclusions, cover limits and any applicable excess.
