Am I covered for a Cruise?

Providing you aren't travelling against Foreign, Commonwealth & Development (FCDO) advice, any policy sold by CoverForYou includes cover for a cruise as standard. We also offer a Cruise add-on, which provides additional cover for cruise specific risks.

Covered as Standard

• Emergency medical expenses (including repatriation/airlift costs)

• Cancelling or cutting short your trip

• Standard baggage allowance

Covered with the Cruise Add-on

• Costs to re-join* your cruise if you arrive late at your initial departure point

• Costs to re-join* your cruise if you miss your ship at a port of call

• Cabin confinement (due to accident or illness)

• Missed port (due to adverse weather or timetable restrictions with no alternative port offered)

• Unused excursions (pre-booked, when you've been confined to your cabin)

• Increased Baggage allowance

* Costs to rejoin includes reasonable additional accommodation (room only) and public transport costs (economy only) to allow rejoining your cruise if you encounter delays due to the failure of other public transport, an accident to or breakdown of the vehicle in which you are travelling, an accident, breakdown, or an unexpected traffic incident happening which causes an unexpected delay, adverse weather conditions, or a strike.

We understand that some cruise lines require proof of this cover, so we have issued a confirmation of cover letter, which you can download by clicking here.

All cover highlighted above is due to terms, conditions, and exclusions; please see the policy wording for more information. If you have already purchased your policy and would like to add this cover, please visit your Customer Zone (subject to terms and additional premium).