Do I Need to Declare Menopause or HRT?

Find out whether menopause or hormone replacement therapy (HRT) needs to be declared when buying CoverForYou travel insurance.

No, you do not need to declare menopause itself when purchasing CoverForYou travel insurance.

Whether you need to declare hormone replacement therapy (HRT) depends on why it has been prescribed.

Do I need to declare menopause?

No. Menopause is a natural stage of life and does not need to be declared as a pre-existing medical condition.

Do I need to declare HRT?

It depends on the reason for your treatment.

  • HRT prescribed for menopause: You do not need to declare menopause or HRT taken solely to manage menopausal symptoms.

  • HRT prescribed for another medical condition: You must declare the relevant condition or treatment where required by our medical screening process.

What if I have another medical condition?

If you have a separate diagnosed medical condition, you may need to declare it, even if you also take HRT for menopause.

You should answer all relevant medical screening questions accurately.

If screening is required and we offer cover, your quotation will include any additional premium and applicable terms.

Once you've purchased the policy, your declared and accepted medical conditions will be covered in accordance with those terms.

What if I'm unsure whether to declare my treatment?

Contact our Medical Screening Team if you're unsure whether the reason for your HRT requires medical screening.

Telephone: 0203 137 8981

Explain why your HRT was prescribed so the team can advise you on the appropriate declaration requirements.


Important: All cover is subject to the policy terms, conditions, exclusions, cover limits and any applicable excess.