What travel insurance do I need when applying for a Schengen visa?
When applying for a Schengen visa, your travel insurance must:
Cover all countries within the Schengen area.
Meet the minimum insurance requirements of the visa scheme.
Provide the required certificate of insurance in the correct format.
To help make this easier, we have a dedicated Schengen travel insurance page that only provides quotes for policies designed to meet these requirements.
Get a Schengen travel insurance quote
Should I choose Single Trip or Annual Multi-Trip cover?
We recommend considering an Annual Multi-Trip policy if you expect to make more than one trip during the period your visa is valid.
This is because you may be asked to show that you have suitable insurance for all trips planned during that period.
If you choose a Single Trip policy, you will need to provide insurance certificates for each separate trip you have planned.
What if I do not receive my visa in time?
There is no cover under our policies if you are unable to travel because you failed to obtain required travel documents, such as:
A visa.
A passport.
Other required travel documentation.
You should apply for your visa as early as possible, as processing times can sometimes take several months.
What if my visa application is rejected?
If you purchase travel insurance for a visa application and your visa is later rejected, our normal policy cancellation terms will apply.
Important: All cover is subject to the policy terms, conditions, exclusions, cover limits and any applicable excess.