What is considered baggage?
For the purposes of your travel insurance policy, baggage means items belonging to you that are:
Worn by you.
Used by you.
Carried by you.
during your trip.
What is excluded from the definition of baggage?
The policy's definition of baggage excludes:
Valuables.
Gadgets.
Ski equipment.
Sports equipment.
Personal money.
Important documents.
These items have their own definitions and may be subject to different sections, limits or requirements under your policy.
Important: All cover is subject to the policy terms, conditions, exclusions, cover limits and any applicable excess.