What is considered a catastrophe?
For the purposes of your travel insurance policy, a catastrophe means:
Fire.
Flood.
Earthquake.
Explosion.
Volcanic eruption or volcanic ash clouds.
Tsunami.
Landslide.
Avalanche.
Hurricane.
Storm.
An outbreak of food poisoning that means you cannot use your booked accommodation.
Important: All cover is subject to the policy terms, conditions, exclusions, cover limits and any applicable excess.