What is a policy excess?
A policy excess is the amount you must pay towards a claim.
The applicable amount is shown in your Table of Benefits.
The excess applies:
Per person.
Per incident.
What if more than one insured person is claiming?
Where more than one insured person is claiming during the same trip, the policy limits the excess to a maximum of two excess amounts per trip.
Important: All cover is subject to the policy terms, conditions, exclusions, cover limits and any applicable excess.