What Is Considered a Gadget?

Understand which personal electronic devices are treated as gadgets under your policy and which items are excluded.

What is considered a gadget?

For the purposes of your policy, eligible gadgets can include:

  • Mobile phones and iPhones.

  • iPads and tablets.

  • Cameras and camera lenses.

  • MP3 players.

  • Games consoles.

  • Video cameras.

  • GoPros.

  • Smartwatches.

  • Bluetooth headsets.

  • Satellite navigation devices.

  • PDAs.

  • E-readers.

  • Headphones, earphones and earbuds.

  • Laptops.

What is not considered a gadget?

The policy does not provide Gadget Cover for:

  • Drones.

  • Wearables.

Are there age limits?

Yes.

  • Most gadgets must be less than 6 years old.

  • Laptops must be less than 18 months old.

Second-hand, refurbished or used gadgets must have been purchased with at least a 12-month warranty.


Important: All cover is subject to the policy terms, conditions, exclusions, cover limits and any applicable excess.