What Is Considered a Terrorist Action?

Understand what is meant by a terrorist action under your travel insurance policy.

What is considered a terrorist action?

For the purposes of your travel insurance policy, a terrorist action means the actual or threatened use of force or violence against people or property, or an act that endangers human life, damages property, or disrupts electronic or communications systems.

This applies where the apparent intention or effect is to:

  • Intimidate or coerce a government or business.

  • Disrupt part of the economy.

  • Cause alarm, fear or concern for public safety.

  • Intimidate or coerce members of the public.

  • Further political, ideological, religious or cultural objectives, or express support for or opposition to them.


Important: All cover is subject to the policy terms, conditions, exclusions, cover limits and any applicable excess.