What Happens If I Don’t Complete an Online Medical Declaration Update?

Find out what happens if you start updating your medical declaration during the cooling-off period but do not complete the process.

What happens if I start updating my medical declaration but do not complete it?

If you update your medical declaration online during the cooling-off period but do not complete the process, your policy will be temporarily voided.

This means your policy will be invalid until you take further action.

How can I restore or resolve my policy?

You have two options:

  1. Complete the medical screening

    • Declare any missing medical conditions.

    • Pay any additional premium that applies.

  2. Cancel the policy

    • You can cancel the policy and receive a full refund.

What happens if I do nothing?

If you take no action:

  • You will receive an email reminder after 7 days.

  • If the process is still not completed, the policy will then be automatically cancelled.

  • You will receive a full refund.


Important: All cover is subject to the policy terms, conditions, exclusions, cover limits and any applicable excess.