Am I Covered to Ride a Motorbike or Scooter in the Ha Giang Loop, Vietnam

Find out when you can be covered to ride or travel as a passenger on a motorbike, moped or scooter in Vietnam.

Am I covered to ride a motorbike or scooter in Vietnam?

Yes, provided you meet the policy conditions and comply with the local driving requirements.

If you are driving a motorbike, moped, scooter or assisted bicycle, you must:

  • Hold a full UK driving licence, or another internationally recognised licence, that entitles you to drive that type of vehicle.

  • Hold the correct International Driving Permit (IDP) where required.

  • Ensure the vehicle is appropriately insured.

  • Wear a helmet.

  • Remain on-road.

  • Not take part in racing, motor rallies, off-road riding or competitions.

For Vietnam, UK licence holders currently need to carry both their UK driving licence and a 1968 International Driving Permit.

You can find current information on obtaining an IDP on the GOV.UK driving abroad page.

What if I am a passenger?

You can also be covered as a passenger on a motorbike, moped or scooter, provided:

  • The driver is correctly licensed to drive the vehicle.

  • The vehicle is appropriately insured.

  • You wear a helmet.

What is not covered?

Your travel insurance does not provide cover for:

  • Damage to the motorbike, scooter or other hired vehicle itself.

  • Your legal liability for damage to third-party property.

  • Your legal liability for injury to another person while using a motorised vehicle.

Personal Liability cover does not apply while driving or using a motorised vehicle.


Important: All cover is subject to the policy terms, conditions, exclusions, cover limits and any applicable excess.