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Cover & Benefits

Find out what your policy covers, how benefits work and which exclusions or limits may apply.

Can Someone Under 18 Be Covered on a Travel Insurance Policy?

Can Adults on the Same Annual Multi-Trip Policy Travel Separately?

Am I Covered If My Flight Connects Through a Country Outside My Geographical Area?

What Does Travel Disruption Cover Include?

Do I Need a Return Flight Booked Before I Travel?

Can I Claim for Flights or Holidays Booked with Avios or Reward Points?

Can I Have More Than One Travel Insurance Policy?

What Can I Claim for If I Need to Cancel My Trip?

What Does My Baggage and Personal Belongings Cover Include?

What Does Legal Expenses Cover Include?

What Does Personal Liability Cover?

Are Sports and Adventure Activities Covered by My Travel Insurance?

Am I Covered for Safaris and Bush Trekking?

Am I Covered If I Perform, Sing or Dance During My Trip?

Am I Covered at Theme Parks and on Amusement Park Rides?

Is My Sports Equipment Covered by My Travel Insurance?

What Does Winter Sports Cover Include?

What Does the Cruise Cover Upgrade Include?

Do I Need Cover for Every Country on My Cruise Itinerary?

Do I Need Golf Cover to Play Golf?

What Does Gadget Cover Include?

How Do I Get Proof of Personal Liability Cover for Skiing?

What Cruise Cover Is Included and What Does the Cruise Add-on Provide?

Am I Covered for COVID-19?

Am I Covered to Drive a Car, Motorbike or Other Motorised Vehicle Abroad?

Am I Covered for Transits and Stopovers Outside My Policy Area?

Am I Covered If Someone Else Paid for My Holiday?

Am I Covered to Ride a Motorbike or Scooter in the Ha Giang Loop, Vietnam

What Cover Do I Have for Personal Belongings, Baggage and Passports?

What Does It Mean to Cut Short or Curtail My Trip?

Missed Departures, Delays and Cancellations

What Does Missed Departure Cover Include?

What Cover Do I Have If My Flight Is Delayed?

What Happens If My Outbound Flight Is Cancelled?

Are Deposits Covered If I Need to Cancel or Curtail My Trip?

What Is the Difference Between a Package Holiday and Independent Travel?

Reciprocal Health Agreements

What Healthcare Is Available in Australia and New Zealand Under Reciprocal Agreements?