Am I covered if I book a trip after a close family member is diagnosed with an illness?
Unfortunately, no.
If you book a trip after a close family member has been diagnosed with an illness, there will be no cancellation or curtailment cover for claims arising from that medical condition.
This is because the diagnosis is a known circumstance at the time you book the trip and could reasonably be expected to result in a claim.
For example, if you book a trip after your close family member has been diagnosed and you later need to cancel or cut short your trip because their condition deteriorates, that claim would not be covered.
Important: All cover is subject to the policy terms, conditions, exclusions, cover limits and any applicable excess.