It depends on how your allergies have been treated and whether you've sought medical advice.
You do not need to declare an allergy if you've only treated it with over-the-counter medication and have not required prescription treatment or medical advice.
However, you must declare allergies if you've received prescribed medication or consulted a medical professional about them.
You do not need to declare your allergy if:
You only use over-the-counter medication.
You have not required prescription treatment.
You have not consulted a doctor or other medical professional about the allergy.
All of these conditions must apply.
For example, mild seasonal allergies managed using over-the-counter antihistamines, without medical advice or prescription treatment, do not need to be declared.
You must declare your allergy during medical screening if you have:
Been prescribed medication to manage it.
Consulted a medical professional about it.
Required ongoing medical treatment or management.
This includes allergies for which you've been prescribed an adrenaline auto-injector, such as an EpiPen.
An allergy may still need to be declared even if your symptoms are currently well controlled or you now use over-the-counter medication.
If you've been referred for investigations to identify the cause of an allergic reaction or suspected allergy, different eligibility requirements may apply.
Contact us before purchasing your policy.
Can I Get Travel Insurance If I'm Awaiting a Diagnosis?
If we can offer cover, your quotation will include any additional premium required and applicable terms.
Once you've purchased the policy, your declared and accepted medical conditions will be covered in accordance with those terms.
No separate written approval is required after purchasing on the terms quoted.
If you develop a new allergy, receive a diagnosis or are prescribed new treatment, contact us to check whether your medical information needs updating.
What Should I Do If My Health Changes After Buying Travel Insurance?
Medical Screening Team: 0203 137 8981
Provide accurate information about your allergies, medical advice received and prescribed treatment.
Important: All cover is subject to the policy terms, conditions, exclusions, cover limits and any applicable excess.
