Yes, in some circumstances. If you've already been diagnosed with back pain, CoverForYou may be able to provide travel insurance even if the underlying cause is still being investigated.
You must declare your back pain during medical screening and provide accurate information about your diagnosis, symptoms and ongoing investigations.
Any cover offered will depend on the outcome of medical screening and the applicable policy conditions.
If your doctor has diagnosed you with back pain but investigations are continuing to establish the underlying cause, you may still be eligible for insurance.
You must:
Declare your diagnosed back pain.
Answer all medical screening questions accurately.
Disclose relevant ongoing investigations when asked.
Review any terms or exclusions included in your quotation.
Having a diagnosis of back pain does not automatically mean that every underlying condition being investigated is also covered.
If we can offer cover following screening, your quotation will include any additional premium and applicable terms.
Once you've purchased the policy, your declared and accepted medical conditions will be covered in accordance with those terms.
You do not need separate written approval after purchasing the policy on the terms quoted.
If you've been referred for investigations because your doctor suspects a separate underlying condition, contact our Medical Screening Team before purchasing insurance.
Different eligibility requirements may apply where a medical condition remains undiagnosed.
Do not assume that declaring back pain automatically provides cover for every possible cause.
Can I Get Travel Insurance If I'm Awaiting a Diagnosis?
Routine reviews or tests to monitor an existing diagnosed condition are different from new investigations prompted by unexplained symptoms.
You may still be eligible for cover, subject to medical screening.
Can I Get Cover If I'm Having Routine Tests or Medical Reviews?
If your back pain worsens, you develop new symptoms or receive a new diagnosis, contact us to check whether your cover may be affected.
You should also check with your medical practitioner that you're fit to travel.
What Should I Do If My Health Changes After Buying Travel Insurance?
Medical Screening Team: 0203 137 8981
Opening hours: Monday to Friday, 9:00am–5:00pm UK time.
Important: All cover is subject to the policy terms, conditions, exclusions, cover limits and any applicable excess.
