The policy can cover necessary emergency expenses incurred during your trip because of an unforeseen:
Injury due to an accident.
Illness.
Disease.
Personal quarantine.
Cover can include:
Emergency medical treatment.
Surgical treatment.
Hospital charges.
Ambulance costs.
Medical fees and charges.
These expenses must be incurred outside your home area.
Yes.
Emergency dental treatment can be covered where it is required for the immediate relief of pain and is incurred outside your home area.
A benefit can be payable for every complete 24-hour period that you are:
In hospital; or
Confined to your accommodation on the advice of a medical practitioner.
The policy can also contribute towards meal expenses for a nominated person staying or travelling with you.
An additional benefit can apply for extra kennel or cattery fees.
Yes.
The cost of telephone calls to and from the Emergency Medical Assistance Service can be covered where you can provide evidence of the expense.
The policy can cover taxi fares for travel to or from hospital in connection with:
Admission.
Discharge.
Outpatient treatment.
Medical appointments.
Collecting medication prescribed for you.
If it is medically necessary for you to stay beyond your scheduled return date, additional transport and accommodation expenses can be covered up to the standard of your original booking.
With prior authorisation from the Emergency Medical Assistance Service, this can include:
Additional transport or accommodation for someone to stay with you.
Someone travelling from the UK to stay with you.
Someone escorting you home.
Additional travel costs to return you home or to a suitable hospital nearby if you cannot use your return ticket.
Additional accommodation if you need to move closer to the hospital.
Reasonable taxi or hire car costs for travel to and from the hospital.
Yes, where it is medically necessary and authorised in advance by the Emergency Medical Assistance Service.
Cover can include:
Air transport.
Other suitable transport.
Qualified attendants where required.
Travel will normally be in the same class used for your outward journey unless the Emergency Medical Assistance Service agrees that an alternative is medically necessary.
Reasonable costs can be covered for:
One person to collect and return your vehicle; or
A specialist vehicle recovery company to return it,
if illness, injury or death means you are unable to drive it home.
The policy can cover:
Funeral expenses abroad.
Returning your ashes or body to your home if you die outside your home area.
Reasonable additional costs of returning your ashes or body home if you die during a trip within your home area.
Important: All cover is subject to the policy terms, conditions, exclusions, cover limits and any applicable excess.
